Payment methods: confirmed and not confirmed
Mostbet's payment options change by country, and we found no Mostbet source listing the methods for Ghana. The table separates what is on Mostbet's global list from what Ghanaian players would expect.
| Method | Type | Status at Mostbet for Ghana |
|---|---|---|
| MTN MoMo | Mobile money | Not confirmed |
| Telecel Cash (formerly Vodafone Cash) | Mobile money | Not confirmed |
| AT Money (formerly AirtelTigo Money) | Mobile money | Not confirmed |
| Visa / Mastercard | Bank card | On Mostbet's global payment list |
| Bitcoin and other crypto | Cryptocurrency | On Mostbet's global payment list |
| MOSTBET Cash | Mostbet's own method | Not eligible for the welcome bonus |
Licensed Ghanaian books such as SportyBet take all three mobile money wallets. That tells you about the local market, not about Mostbet. The only way to know is to register, open the cashier and see what your account is offered. Do that before you pick a bonus track, since the 125% first-deposit match only lasts 30 minutes after sign-up.
Before your first deposit
Three rules decide how your withdrawals will go, so learn them before you top up.
- The deposit method is the withdrawal method Money goes back the way it came in. Pick a method you can also receive money on.
- Stake the deposit once Each deposit must be wagered at least once before withdrawal; on sport, at odds of 1.3 or higher. Free bets, bonus money, cashed-out bets, draws, refunds and low-risk bets do not count. Skip this and Mostbet can refuse the payout or charge up to 20%.
- Provider fees are yours Any charge from your bank, card issuer or wallet is paid by you, although Mostbet may choose to cover it.
The minimum deposit in cedis is not published. For the welcome bonus, the euro rules set €10 for the first deposit (€20 with free spins) and €30 for each of the next four. See our Mostbet bonus page for the full breakdown.
Withdrawal limits and payout times
| Rule | What Mostbet's terms say |
|---|---|
| Minimum withdrawal | €20 or the equivalent |
| Daily limit | €5,000 |
| Weekly limit | €15,000 |
| Monthly limit | €50,000 |
| Under €1,000 | Up to 72 hours |
| Over €1,000 | Up to 7 business days |
| Wins of €2,000 or more | Extra check before payout |
The terms describe these times as approximate, and the limits can change. A big win may have to be collected in parts: €12,000 at €5,000 a day needs three separate days, and it goes through the extra check as well.
How a withdrawal goes through
Most delays come from verification, not from the payment itself. Mostbet requires KYC before the first withdrawal: a passport, ID card or driving licence, a photo of your bank card with the middle digits and CVV covered, and proof that the payment method is yours. It can also ask for a video call or proof of the source of funds. Whether the Ghana Card counts as an ID card is not stated; our login and verification guide covers that in more detail.
The first withdrawal may also have to go by bank transfer, as part of the checks. If a bonus is still being wagered, you can only take out money while more than twice the bonus stays on the balance, otherwise the bonus is cancelled.
On Trustpilot, Mostbet's TrustScore is suspended and 71% of ratings are one star, with slow payouts and long verification among the main complaints. Keep your requests small at first, verify early, and save your chat references.
Cedis, conversion and tax
Mostbet's rules quote amounts in euros, and we could not confirm a cedi (GHS) account for Ghana. After you register, check which currency your account uses. If it is not GHS, your card issuer or wallet may charge for converting each deposit and withdrawal, and exchange-rate swings change what your balance is worth in cedis.
On tax, the picture is simpler than it was. The 10% withholding tax on betting winnings was repealed with effect from 2 April 2025, and the E-Levy on mobile money transfers ended at the same time. Mostbet's terms still put any tax obligation on the player.
Whatever method you end up using, set a deposit limit in your account before the first top-up. Our responsible gambling page shows how.
Deposits and withdrawals FAQ
What is the minimum deposit at Mostbet in Ghana?
A minimum in cedis is not published. The euro bonus rules need at least €10 on the first deposit, €20 for the free-spins version and €30 on deposits two to five. Check each method's minimum in the cashier once you are logged in.
Can I withdraw to a different method from the one I deposited with?
Normally not. Mostbet's terms require withdrawals to go back by the same method used to deposit. The exception is verification: the first withdrawal may be paid by bank transfer so Mostbet can confirm your identity. Choose a deposit method that can also receive payouts.
Why might Mostbet take 20% off my withdrawal?
If you withdraw a deposit without staking it at least once, Mostbet can refuse the request or charge a fee of up to 20%. Bets on sport only count at odds of 1.3 or higher, and free bets, bonus funds, draws and cashed-out bets are excluded.
How long does a large win take to reach me?
Wins of €2,000 or more go through an extra check first. Sums over €1,000 can take up to seven business days, and the €5,000 daily and €15,000 weekly caps split big amounts into several payments. Payouts also wait for KYC, so finish it before you need the money.